We understand that you have a choice as to who you work with as your retirement planners and that if you are not happy with either our advice or our service you will simply take your business elsewhere.

 

Our advisers can provide advice and take the necessary time to fully understand your feelings on risk and your plans for your family, your career, your dreams and your aspirations so as to gain a true insight as to what your priorities really are. 

 

Despite all the media headlines and Government initiatives, many of us still have a ‘tomorrow will do’ attitude. This is worrying for one simple reason – we are going to live longer than most of us think. The rules surrounding pensions can be complex, and what’s right for you as an individual can vary greatly to somebody else.

 

If it’s appropriate, our adviser we can provide advice on consolidating or transferring your retirement savings in order to: deliver better value improve your options or give you more flexibility. They can also ensure you preserve any valuable benefits that you may be entitled to, like guaranteed income or extra tax-free cash.

 

April 2015 saw the introduction of greater freedom around how you can take income from your pension, but making the wrong choice could result in you paying significantly more tax than you need to. We can make sure your income is sustainable and tax-efficient so that when you enter retirement you can relax and enjoy your new lifestyle.