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Mortgages
WE ARE HERE TO HELP YOU
Whether you are a first time buyer or have had a mortgage before, you will know that the mortgage market offers an overwhelming choice of products. It is difficult to know where to start and to decide which mortgage is likely to best suit your needs, requirements, and circumstances.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
HOW CAN WE HELP?
At MHA, our sole aim is to match your requirements with the best mortgage products available. We have your best interests in mind. We will recommend a mortgage product that is suitable for you following an assessment of your personal needs and circumstances. This will include a detailed assessment of affordability and your future plans save you my money by not overpaying on your mortgage and get you the best possible interest rate.
THE CHANGING WORLD OF MORTGAGE ADVICE
The mortgage market changes all the time, not just in terms of mortgage deals and regulation but also in the way lenders assess loan applications. We pride ourselves on being up to date with regulation, legislation and the economic market.
FIRST TIME BUYERS
Get onto the property ladder and own your own home. We, by referral, can help you gain access to mortgage products and government schemes to make this step as easy as possible for you.
BUY TO LET
Invest in property and become a landlord. We can help you access the best repayment and interest only mortgages to make your investments as profitable as possible.
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The Financial Conduct Authority do not regulate buy to let mortgages.
REMORTGAGING
We will help you move your current mortgage to a new arrangement and take advantage of a better interest rate or terms agreement.
OFFSET MORTGAGES
This is a home load where savings held in a linked bank account are deducted from the amount of mortgage you pay interest on.